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Ohnward Bancshares, Inc was formed in 1967 by John W. Fagerland and Edward L. Tubbs. John and Ed had personally purchased controlling interest in Maquoketa State Bank in 1966. A year later they formed a bank holding company and transferred their stock ownership of MSB into the new company. They selected the unusual spelling of “Ohnward” by combining the latter portions of each of their first names. Through the years, Ohnward has grown, but it has always maintained its local ownership and operation.

Today Ohnward owns 100% of Maquoketa State Bank, First Central State Bank, Ohnward Bank & Trust, Gateway State Bank, and other financial offices including the Central Insurance Agency, Maquoketa Insurance Agency, Midwest Management Services, and the Maquoketa Auction Service. Other affiliated offices include LPL Financial offices in DeWitt and Maquoketa and the real estate agency of Central Realty in DeWitt, Iowa.

Ohnward employs over 250 dedicated employees whose single purpose is to give our clients the best possible service available. Our vision statement says it all, "Every Day We Will Make A Positive Difference In The Financial Lives Of Everyone We Touch."

Our Cash Management Services team can help any business make better use of their funds and get the most out of their on-line tools. Ohnward Financial Advisor Services has a group of professionals that are well versed in sound investment and money management strategy.



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Deposit and loan products offered by Ohnward Banks, Member FDIC, Equal Housing Lender.